Important information from the Federal Trade Commission, the nation’s consumer protection agency: annualcreditreport.com is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer “free” credit reports, but may charge you for another product if you accept a “free” report.
Top Sites:
- AnnualCreditReport.com (https://www.annualcreditreport.com/cra/index.jsp)
- This is the only authorized site to get your free annual credit reports.
- Simple to follow directions.
- Free credit reports requested online are viewable immediately upon authentication of identity.
- Equifax (http://www.equifax.com/home/)
- One of the 3 nationwide consumer credit reporting companies.
- Score Watch™ makes it easy to target your ideal score, see interest rates you are likely to receive and watch your score trend over time.
- Experian (http://www.experian.com/)
- One of the 3 nationwide consumer credit reporting companies.
- Get your Experian credit score free by completing the online form.
- TransUnion (http://www.transunion.com/)
- One of the 3 nationwide consumer credit reporting companies.
- Get your TransUnion credit score and unlimited reports free for 30 days.